The Goal

Wouldn't it be nice to have the option to retire early?

My wife and I have set a goal, be it an ambitious goal, it is a goal that we will work toward everyday for the next 20 years.  We want to retire at 45!!  We want the financial freedom to make choices based on what WE want to do, rather than what we can afford to do.  We want to explore financial principles and vehicles to help stretch our dollar and maximize its value.  We want to live a different kind of life and teach our children financial independence in hopes that they, too, will not fall into the "pit of consumerism."  Like most people, especially people our age, we have not always made the best long-term financial decisions, but through this experience we hope we can meet our financial goals and maybe inspire you to meet yours!

In this journal we will explore the realm of "financial freedom" and how anyone, especially young folks like us, can achieve it.  We will look at 401k programs, IRA's, stock options and portfolios, interest rates, checking and saving account basics, and many other ways of investing, saving, and owning our financial future.  Where do we start?  What do we look for?  Who should we be talking to?  These are all questions we have, and you probably do too.  Our hope in writing this journal is to find answers to these questions and others that will undoubtedly arise.  Early retirement is a big goal so buckle up and enjoy the ride!!